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Van Finance With CCJs

Van finance with a CCJ or default on file.

A CCJ or default makes mainstream lenders nervous — but specialist lenders look at the detail: how old, how big, satisfied or not. We help limited companies and directors place these cases.

  • check Free, no-obligation quote — apply in seconds
  • check A soft check that won’t affect your credit score
  • check Find your own van, or we’ll source it for you
  • check Limited-company specialists — used or new
  • check A credit broker, not a lender, with a panel of trusted UK lenders

Subject to status and eligibility. Van Finance Limited is a credit broker, not a lender.

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We use Companies House to do the heavy lifting.

Apply in 60 seconds. It won’t affect your credit score.
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A better chance of a yes We match your business to the lenders most likely to help
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Soft credit check No impact on your credit score
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Quick decisions A fast, no-obligation answer
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Any van, any brand We finance what your business needs

It’s about the detail

Lenders weigh the age of the CCJ or default, the amount, whether it’s satisfied, and what’s happened since. A small, old, satisfied marker with clean recent history is very different to multiple recent ones. A deposit and the van as security help.

What can help

  • Satisfying (settling) outstanding markers where possible.
  • A deposit to reduce risk.
  • Evidence of recent, stable income.
  • An honest explanation up front.

We’ll Help You Every Step of the Way

Follow the simple 3 step process to finance your business today.

Once you have completed the first step, we will arrange a call to answer any more detailed questions you may have and move quickly through steps two and three to get your financial requirements successfully approved.

Get My FREE Quote
  1. 01

    Complete the Form

    Complete the simple form below and apply online for the amount you need to grow your business

  2. 02

    Receive Fast Approval

    We will process your application and aim to get you approved for your desired amount in 24 – 48 hours

  3. 03

    Get Funded

    Congratulations! Now you’ve been approved, you can acquire the assets you require to grow.

Get a straight answer for your company

Tell us what you need to finance and we’ll tell you what’s possible across a panel of trusted UK lenders and used van providers.

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FCA-regulated credit broking Credit broker, not a lender Whole-of-panel lenders Limited-company specialists

Frequently asked questions

Can I get van finance with a CCJ?
Sometimes — depending on its age, size and status, and your wider profile. We match you to lenders who consider CCJs. Subject to status.
Does satisfying a CCJ help?
Usually yes — a satisfied marker is viewed more favourably than an outstanding one. Keep evidence of settlement.

Related situations

Helpful guides

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