Skip to content

Van Finance With CCJs

Van finance with a CCJ or default on file.

A CCJ or default makes mainstream lenders nervous, but specialist lenders look at the detail: how old, how big, satisfied or not.

We help limited companies and directors place these cases.

  • check Free, no-obligation quote. Apply in seconds
  • check A soft check that won’t affect your credit score
  • check Find your own van, or we’ll source it for you
  • check Limited-company specialists. Used or new
  • check A credit broker, not a lender, with a panel of trusted UK lenders

Subject to status and eligibility. Van Finance Limited is a credit broker, not a lender.

timer

Get Your FREE, No-Obligation Quote

Complete the Form. Receive Fast Approval. Get Financed

Step 1 of 5 · Your details20%
Step 1 of 5: Your details
person
mail
call

We use Companies House to do the heavy lifting.

Apply in 60 seconds. It won’t affect your credit score.
thumb_up
A better chance of a yes We match your business to the lenders most likely to help
task_alt
Soft credit check No impact on your credit score
bolt
Quick decisions A fast, no-obligation answer
local_shipping
Any van. Any brand. Finance. We finance what your business needs
Van Finance With CCJs for UK limited companies

It’s about the detail

Lenders weigh the age of the CCJ or default, the amount, whether it’s satisfied, and what’s happened since. A small, old, satisfied marker with clean recent history is very different to multiple recent ones. A deposit and the van as security help.

What can help

  • Satisfying (settling) outstanding markers where possible.
  • A deposit to reduce risk.
  • Evidence of recent, stable income.
  • An honest explanation up front.

We’ll Help You Every Step of the Way

Start the simple 3 step process to finance your van today.

Once you have completed the first step, we will arrange a call to answer any questions you may have and move quickly through steps two and three to get your vehicle successfully approved.

Get My FREE Quote
  1. 01

    Complete the Form

    Complete the simple form below and apply online for the amount you need to grow your business

  2. 02

    Receive Fast Approval

    We will process your application and aim to get you approved for your desired amount in 24 – 48 hours

  3. 03

    Get Financed

    Congratulations! Now you’ve been approved for financing, you can acquire the vans you need to grow.

FCA-regulated credit broking Credit broker, not a lender Whole-of-panel lenders Limited-company specialists

FAQs

Straight answers to the questions we hear most, on eligibility, credit checks and how the process works.

Can I get van finance with a CCJ?
Sometimes, depending on its age, size and status, and your wider profile. We match you to lenders who consider CCJs. Subject to status.
Does satisfying a CCJ help?
Usually yes, a satisfied marker is viewed more favourably than an outstanding one. Keep evidence of settlement.

Still have questions?

Get in touch and a real person will come back to you.

Contact

Related situations

Helpful guides

Plain-English guides on van finance, VAT and tax, written for UK limited companies.

Ready when you are

Take the next step with a quick quote, a real comparison, or a calculator built for limited companies.

See what your company can finance

Tell us what you’re looking to finance and we’ll tell you what’s realistically possible across a panel of trusted UK lenders. One short enquiry, a soft check that won’t affect your credit score, no obligation. Subject to status.

Get FREE Quote
Get FREE Quote