Used Toyota Proace Van Finance

The Toyota Proace for firms that want Toyota servicing and warranty on a medium van

The Proace is Toyota’s medium van, and the second generation is built on the same platform as the Peugeot Expert, Citroën Dispatch and, from 2019, the Vauxhall Vivaro. For a firm that likes the Toyota dealer network, it is a way to buy an established van design with the Toyota name on it.

The Toyota difference is the warranty. Toyota’s Relax warranty is extended at each scheduled service at a Toyota authorised repairer, until the van reaches 10 years or 100,000 miles, so a used Proace with a full Toyota service record may still carry cover. Ask for the paperwork and check the terms before you buy. Lenders usually look at the age, mileage, condition and value of the van, and a full service history helps support that value.

Tell us the length, the body and the mileage, and have the Toyota service record to hand. We will say what looks realistic. Finance is subject to status.

Proace sizes, payload and checks

• Body sizes: Compact, Medium and Long bodies with load volumes of roughly 4.6 to 6.6 cubic metres, depending on length and whether the van has a through-load bulkhead.
• Payload: up to roughly 1,400 kg.
• Generations: a first Proace from 2013 to 2016, the second generation from 2016 and an updated version from 2024 with a new front end, plus the Proace Electric. The smaller Proace City and the large Proace Max are different vans.
• Bodies: panel van and crew van. The Proace Verso is a passenger vehicle rather than a van and may fall outside what our lenders fund, so check with us first and ask your accountant how it is treated for tax.
• What to check: the Toyota service record, the AdBlue system, and wear to the load floor and sliding doors.

Proace prices and an example monthly payment

A used Toyota Proace typically sells for about £7,000 to £24,000, with age and mileage driving most of the price and crew and automatic versions costing more. Our lenders’ minimum lend of £10,000 (excluding VAT, after deposit) rules out early vans priced below around £12,000.

Suppose a Proace is priced at around £14,500 and you put down £2,000, leaving £12,500 to finance. Representative example: amount of credit £12,500, term 60 months, 9.9% APR representative, 60 monthly payments of £262.38, total amount payable £15,742.80 (excluding deposit and fees). Illustrative only and subject to status. The calculator lets you test a Proace at your own numbers.

VAT on a used Proace

Check the invoice for VAT before you agree a price: fleet and lease-return Proaces often show it, while a van a dealer took in from a private seller may be sold under the margin scheme with nothing to reclaim. A Verso passenger version may be treated differently for VAT, so ask your accountant. See our VAT guide.

Agreement choices for a Proace

Hire purchase is the usual route for a Proace you will keep. A lease suits firms that like to renew regularly, and finance for several Proaces may be arranged together, subject to status. See multi-van finance.