Used Vauxhall Combo Van Finance

The Vauxhall Combo for parcel runs and mobile trades

The Combo Cargo is Vauxhall’s small van, and it is built for working rather than showing off. A square load area and a wide side door make it a common choice for parcel and courier work, caterers and service engineers who spend their day loading and unloading.

There are two Combos to tell apart. From 2012 to 2018 it was a rebadged Fiat Doblò. From 2018 it moved onto the platform it shares with the Citroën Berlingo, Peugeot Partner and Toyota Proace City, with the current Fiat Doblò built on it too. The electric version was sold first as the Combo-e and later as the Combo Electric.

Tell us whether it is the shorter or the longer version and which generation you mean, and we will say what looks workable. Finance is subject to status.

Combo sizes, payload and checks

• Body sizes: about 3.3 cubic metres in the shorter van and 3.9 in the longer one, rising to roughly 3.8 and 4.4 with the FlexCargo hatch in the bulkhead, which lets long items run under the passenger seat.
• Payload: up to roughly 1,000 kg on stronger versions.
• Generations: the Doblò-based Combo sold from 2012 to 2018 and the newer one from 2018.
• Engines: small diesels are standard for working mileage, while petrol versions and the electric Combo suit short local routes.
• What to check: service history, clutch and gearbox on high-mileage delivery vans, sliding door condition, and floor or bulkhead damage from heavy loading.

Combo prices and an example payment

A used Vauxhall Combo typically sells for about £5,000 to £17,000, with the newer, post-2018 vans towards the top and high-mileage earlier examples at the bottom. Lenders on our panel need at least £10,000 to lend (VAT excluded, deposit deducted), so only a Combo costing £12,000 or more is fundable, and that mostly means the later vans.

A newer Combo at around £16,000 with £2,750 down would leave £13,250 to finance. Representative example: borrow £13,250 over 48 months at 9.9% APR representative. 48 monthly payments of £332.74, total payable £15,971.52 (excluding deposit and fees). Illustrative only and subject to status. You can swap in your own Combo figures using the van finance calculator.

VAT on a used Combo

Parcel and courier fleets sell on plenty of Combos, so ask the seller whether the invoice will show VAT. If a dealer used the margin scheme, there is nothing to reclaim. Our VAT guide explains how to tell before you agree a price.

Finance for a delivery van

A hire purchase agreement is a straightforward way to own a Combo at the end of the term. If you are running delivery contracts, align the term with the contract so you are not paying for a van long after the work has gone. See courier van finance for more on how that works.