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Used Mercedes-Benz Citan Van Finance

Finance a used Mercedes-Benz Citan for your business.

Finance a used Mercedes-Benz Citan through your limited company — small van finance for HP, lease or leasing, with newly formed companies and used vehicles welcome.

  • check Free, no-obligation quote — apply in seconds
  • check A soft check that won’t affect your credit score
  • check Find your own van, or we’ll source it for you
  • check Limited-company specialists — used or new
  • check A credit broker, not a lender, with a panel of trusted UK lenders

Subject to status and eligibility. Van Finance Limited is a credit broker, not a lender.

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We use Companies House to do the heavy lifting.

Apply in 60 seconds. It won’t affect your credit score.
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A better chance of a yes We match your business to the lenders most likely to help
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Soft credit check No impact on your credit score
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Quick decisions A fast, no-obligation answer
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Any van, any brand We finance what your business needs
Used Mercedes-Benz Citan van finance for UK limited companies

The Mercedes-Benz Citan for business buyers

The Citan is a small van. A small van with a three-pointed star for businesses that value the badge. It’s a regular choice for service engineers, florists, pharmacies, which is exactly the kind of work our lender panel is comfortable funding.

We arrange finance on used Citans across the panel, so a thin or first-year company file or a previous decline doesn’t end the conversation.

Sizes, payload and what to look for

  • Class: small van.
  • Payload: up to ~800 kg (depends on spec — check the plate).
  • Generations: first and second generation — newer generations finance over longer terms.
  • Condition: service history and sensible mileage widen the lenders willing to fund it.

Typical used prices and example costs

A used Mercedes-Benz Citan typically sells for around £5,000–£18,000 depending on age, mileage and spec.

Representative example: borrow £18,000 over 48 months at 9.9% APR representative — 48 monthly payments of about £456, total payable about £21,888 (excluding deposit/fees). Illustrative only and subject to status. Use the calculator for your figures.

VAT-qualifying or margin scheme?

Whether you can reclaim VAT on a used Citan depends on whether it’s sold VAT-qualifying or under the margin scheme — it makes a real difference to the cost. Our VAT on used vans guide explains how to tell, and what it means for your company.

We’ll Help You Every Step of the Way

Follow the simple 3 step process to finance your business today.

Once you have completed the first step, we will arrange a call to answer any more detailed questions you may have and move quickly through steps two and three to get your financial requirements successfully approved.

Get My FREE Quote
  1. 01

    Complete the Form

    Complete the simple form below and apply online for the amount you need to grow your business

  2. 02

    Receive Fast Approval

    We will process your application and aim to get you approved for your desired amount in 24 – 48 hours

  3. 03

    Get Funded

    Congratulations! Now you’ve been approved, you can acquire the assets you require to grow.

Get a straight answer for your company

Tell us what you need to finance and we’ll tell you what’s possible across a panel of trusted UK lenders and used van providers.

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FCA-regulated credit broking Credit broker, not a lender Whole-of-panel lenders Limited-company specialists

Frequently asked questions

Can a sole trader finance a Citan through a limited company?
If you trade through a limited company, yes — we’ll run the Companies House lookup and match you to the panel. Sole traders can apply too.
Can a new limited company finance a used Citan?
Often yes. Because the finance is secured against the van, lenders on our panel can consider newly formed companies — a deposit or director’s guarantee helps. Decisions are subject to status. See new limited company van finance.
What’s the best finance type for a Citan?
If you’ll keep it and cover high mileage, hire purchase usually fits; for lower cost and VAT-efficiency, a finance lease or leasing. We’ll match you across the panel.

Related options

Helpful guides

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