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Used Van Finance Calculator

Get a feel for hire purchase versus finance lease costs on a used van. Adjust the price, deposit and term — then jump straight to exact quotes with your figures pre-filled.

£

Approximate on-the-road price.

£
Hire PurchaseOwn it at the end£392.38per month (est.)
Finance LeaseLower monthly, VAT on rentals£337.70per month (est.)

Estimates only. Based on a representative 9.9% APR over 48 months with a £2,500 deposit — not an offer. Your actual rate and payments depend on the lender, the vehicle and your circumstances, and are subject to status.

Representative example: borrow £15,000 over 48 months at 9.9% APR representative. 48 monthly payments of £379.72. Total amount payable £18,227 (plus any deposit and fees). HP shown; finance lease differs in VAT treatment and a residual at the end.

Estimates are a start — get the real thing

Tell us about your company and the van, and we’ll match you to the best fit across the panel. Subject to status.

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Frequently asked questions

Are the calculator figures a quote?
No — they’re illustrative estimates based on a representative APR, not an offer. Your actual rate and payments depend on the lender, the vehicle and your circumstances, and are subject to status.
How accurate is it?
It’s a guide to help you compare options and budget. For real figures, get a quote and we’ll match you across the panel.
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