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Used van finance for small business

Used van finance, built for your business.

Finance a used van for your business across our whole lender panel, by brand, by size, or by the finance type that suits your company best.

One short enquiry covers them all.

  • check Free, no-obligation quote. Apply in seconds
  • check A soft check that won’t affect your credit score
  • check Find your own van, or we’ll source it for you
  • check Limited-company specialists. Used or new
  • check A credit broker, not a lender, with a panel of trusted UK lenders

Subject to status and eligibility. Van Finance Limited is a credit broker, not a lender.

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Get Your FREE, No-Obligation Quote

Complete the Form. Receive Fast Approval. Get Financed

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Step 1 of 5: Your details
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We use Companies House to do the heavy lifting.

Apply in 60 seconds. It won’t affect your credit score.

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A better chance of a yes We match your business to the lenders most likely to help
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Soft credit check No impact on your credit score
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Quick decisions A fast, no-obligation answer
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Any van. Any brand. Finance. We finance what your business needs
Business vans lined up

Used van finance, built for business

We arrange used van finance for limited companies, LLPs, sole traders and the self-employed. As a credit broker we take your enquiry to a panel of lenders and find the fit, instead of squeezing you into one product. Newly formed companies, used vehicles and previous declines are exactly what we’re built for.

Small businesses run into the same wall time and again on the high street: a young company, a used vehicle, maybe a decline already on file, three reasons for a mainstream lender to say no before it has actually looked at the business behind the application. We work the other way round. We look at what your business does, the van it needs, and match that to the lender on our panel most likely to say yes.

That matters because a van is rarely a nice-to-have for a small business, it is the thing that gets the work done. A late finance decision means a late job, a missed contract, or a week spent chasing a dealer for a courtesy vehicle. So we keep the process short: one form, a soft check that does not affect your credit score, and a straight answer on what is realistically possible for your company.

Browse how you like

There is more than one way to find the right van and the right finance, so pick whichever starting point suits how you think about the decision.

  • By brand: from Ford and Mercedes-Benz to Maxus.
  • By size: small, medium, large, pickup or electric.
  • By finance type: HP, finance lease, leasing or refinance.
  • By situation: new company, bad credit, no deposit and more.

Whichever route you take

Every route above ends in the same place, one enquiry, one soft check, and a comparison across a panel of trusted UK lenders rather than a single take-it-or-leave-it product. Use the calculator below to get a feel for the monthly cost, then apply when you are ready. Newly formed limited companies and previous declines are genuinely welcome here, not just tolerated. Decisions are subject to status.

We do not ask you to pick a finance type before you have seen the numbers. Tell us the van, or the type of van, and your company details, and we will lay out hire purchase, finance lease, leasing and asset refinance side by side so you can see the trade-offs before committing to anything.

Van Finance Calculator

Buying a van through your limited company

Adjust the price, deposit and term to see hire purchase versus finance lease costs, then get exact quotes across the panel.

£

Approximate on-the-road price.

£
Hire PurchaseOwn it at the end£392.38per month (est.)
Finance LeaseLower monthly, VAT on rentals£337.70per month (est.)

Estimates only. Based on a representative 9.9% APR over 48 months with a £2,500 deposit. Not an offer. Your actual rate and payments depend on the lender, the vehicle and your circumstances, and are subject to status.

Representative example: borrow £15,000 over 48 months at 9.9% APR representative. 48 monthly payments of £379.72. Total amount payable £18,227 (plus any deposit and fees). HP shown; finance lease differs in VAT treatment and a residual at the end.

We’ll Help You Every Step of the Way

Start the simple 3 step process to finance your van today.

Once you have completed the first step, we will arrange a call to answer any questions you may have and move quickly through steps two and three to get your vehicle successfully approved.

Get My FREE Quote
  1. 01

    Complete the Form

    Complete the simple form below and apply online for the amount you need to grow your business

  2. 02

    Receive Fast Approval

    We will process your application and aim to get you approved for your desired amount in 24 – 48 hours

  3. 03

    Get Financed

    Congratulations! Now you’ve been approved for financing, you can acquire the vans you need to grow.

FCA-regulated credit broking Credit broker, not a lender Whole-of-panel lenders Limited-company specialists

FAQs

Straight answers to the questions we hear most, on eligibility, credit checks and how the process works.

What types of business can apply?
Limited companies, LLPs, sole traders, partnerships and the self-employed. For limited companies and LLPs we use a Companies House lookup to speed things up.
Do you only finance used vans?
We specialise in used, but we can also arrange new van finance. The site default is used because that’s where we add the most value.

Still have questions?

Get in touch and a real person will come back to you.

Contact

See what your company can finance

Tell us what you’re looking to finance and we’ll tell you what’s realistically possible across a panel of trusted UK lenders. One short enquiry, a soft check that won’t affect your credit score, no obligation. Subject to status.

Get FREE Quote
Get FREE Quote