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Limited Company Van Finance Calculator

Work out the cost of buying a van through your limited company

Adjust the price, deposit and term to see hire purchase versus finance lease costs. Hire purchase puts the van on your company’s balance sheet and you own it at the end. A finance lease keeps more cash in the business and can be more VAT-efficient. Then jump straight to exact quotes with your figures pre-filled.

£

Approximate on-the-road price.

£
Hire PurchaseOwn it at the end£392.38per month (est.)
Finance LeaseLower monthly, VAT on rentals£337.70per month (est.)

Estimates only. Based on a representative 9.9% APR over 48 months with a £2,500 deposit. Not an offer. Your actual rate and payments depend on the lender, the vehicle and your circumstances, and are subject to status.

Representative example: borrow £15,000 over 48 months at 9.9% APR representative. 48 monthly payments of £379.72. Total amount payable £18,227 (plus any deposit and fees). HP shown; finance lease differs in VAT treatment and a residual at the end.

Estimates are a start. Get the real thing

Tell us about your company and the van, and we’ll match you to the best fit across the panel. Subject to status.

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FAQs

Straight answers to the questions we hear most, on eligibility, credit checks and how the process works.

Are these figures a quote?
No, they’re illustrative estimates based on a representative APR, not an offer. Your actual rate and payments depend on the lender, the vehicle and your company’s circumstances, and are subject to status.
Does this work out the tax saving too?
No, this calculator estimates the monthly cost only. For the tax and VAT side of buying through your limited company, see our guide on buying a van through a limited company.

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