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Used Renault Trafic Van Finance

Finance a used Renault Trafic for your business.

Finance a used Renault Trafic through your limited company, with medium panel van finance for HP, lease or leasing.

Limited companies and sole traders with at least a year’s filed accounts, used vehicles welcome.

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  • check Find your own van, or we’ll source it for you
  • check Limited-company specialists. Used or new
  • check A credit broker, not a lender, with a panel of trusted UK lenders

Subject to status and eligibility. Van Finance Limited is a credit broker, not a lender.

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Used Renault Trafic van finance for UK limited companies

The Renault Trafic for fit-out crews and mobile workshops

The Trafic is a medium van used by fit-out crews, engineers and mobile workshop owners, with a practical cab and plenty of storage for paperwork and small items. The load area copes with long materials, and the van comes in a high-roof version for those who need to stand up in the back.

The third-generation Trafic arrived in 2014. A 2019 update brought 2.0-litre engines, an automatic option and a refreshed look, and a further facelift on UK vans from 2022 added a new front end and an all-new dashboard. An electric version, the Trafic E-Tech, went on sale in the UK from 2024. It is a different vehicle from the all-new, electric-only Trafic that follows, so check the year and badge of any van you are offered.

Tell us the length, the engine and the mileage, and whether it was built before or after the 2019 update. We will say what looks realistic before you make a full application. Finance is subject to status.

Trafic sizes, payload and checks

  • Body sizes: short or long wheelbase (L1 or L2) with a standard roof, plus a long high-roof L2H2, with load volumes from about 5.2 to 8.6 cubic metres.
  • Payload: up to roughly 1,200 kg.
  • Engines: 1.6 dCi diesels up to 2019, some of them twin-turbo, then 2.0 dCi engines. On diesel vans an automatic gearbox is only offered from 2019, with the more powerful 145 and 170 hp engines.
  • Twins: the Vauxhall Vivaro built from 2014 to 2019, the Nissan NV300 and later Primastar, and the Fiat Talento built from 2016 to 2020 were all built on this Trafic.
  • What to check: the engine on earlier twin-turbo vans, the diesel particulate filter, and wear on the load floor and sliding doors.

Trafic prices and a sample monthly payment

A used Renault Trafic typically sells for about £6,000 to £23,000. Early vans and high-mileage examples sit at the bottom, with 2019-onwards vans at the top. Because the minimum lend is £10,000 excluding VAT and after deposit, vans below around £12,000 are out of range, which catches many of the earliest examples.

On a Trafic at around £16,250 with £3,000 down, the balance is £13,250, spread here over five years. Representative example: you borrow £13,250 for 60 months at 9.9% APR representative and pay £278.13 a month, which makes £16,687.80 payable in total, before any deposit and fees. Illustrative only and subject to status. A Trafic at your own price and deposit will give different figures, which the calculator will show.

VAT on a used Trafic

Many Trafics come from fleets, rental companies and lease returns. The invoice shows whether VAT applies, and a van sold under a dealer’s margin scheme shows none. Passenger and crew versions can be treated differently for VAT, so ask your accountant. Our VAT guide explains how to check a van’s status.

Funding a mobile workshop on wheels

A hire purchase agreement suits a Trafic you will keep as your main workshop. If you will spend money on racking and tools after you buy, a larger deposit or a longer term can lower the monthly payment, although a longer term usually means paying more interest overall. A finance lease may suit a VAT-registered firm that renews every few years.

We’ll Help You Every Step of the Way

Start the simple 3 step process to finance your Renault Trafic today.

Once you have completed the first step, we will arrange a call to answer any questions you may have and move quickly through steps 2 and 3 to get your Renault Trafic successfully approved.

Get My FREE Quote
  1. 01

    Complete the Form

    Complete the simple form below and apply online for the amount you need to grow your business

  2. 02

    Receive Fast Approval

    We will process your application and aim to get you approved for your desired amount in 24 – 48 hours

  3. 03

    Get Financed

    Congratulations! Now you’ve been approved for financing, you can acquire the vans you need to grow.

FCA-regulated credit broking Credit broker, not a lender Whole-of-panel lenders Limited-company specialists

FAQs

Straight answers to the questions we hear most, on eligibility, credit checks and how the process works.

Is the Trafic the same as the Primastar, Vivaro and Fiat Talento?
The Vauxhall Vivaro built from 2014 to 2019, the Nissan NV300 and later Primastar, and the Fiat Talento built from 2016 to 2020 were all built on the third-generation Trafic (2014 onwards). Badges, trim and warranty differ, so compare like for like.
Can I finance a Trafic that will be a mobile workshop?
Possibly, subject to status. Tell us about any fit-out and whether it is included in the price, as lenders value the van itself. Racking or tools bought separately may need other funding.
Is a 2019-onwards Trafic worth the extra?
The 2019 update replaced the 1.6 engines with 2.0-litre units and added an automatic option, and vans from 2022 have the newer cab. They cost more, so compare monthly costs across ages with the calculator. Longer terms may be available on newer vans, subject to status.
Can I finance a high-mileage Trafic?
Possibly, if the van is priced high enough to meet our minimum lend. Lenders usually weigh mileage alongside age and service history, and many high-mileage pre-2019 Trafics are priced below our minimum. See high-mileage van finance.

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Tell us what you’re looking to finance and we’ll tell you what’s realistically possible across a panel of trusted UK lenders. One short enquiry, a soft check that won’t affect your credit score, no obligation. Subject to status.

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