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No Deposit Used Van Finance

Get a van without putting down a deposit.

Want to keep cash in the business? No-deposit van finance spreads the full cost over the term. It’s available to limited companies that present well — here’s when it works.

  • check Free, no-obligation quote — apply in seconds
  • check A soft check that won’t affect your credit score
  • check Find your own van, or we’ll source it for you
  • check Limited-company specialists — used or new
  • check A credit broker, not a lender, with a panel of trusted UK lenders

Subject to status and eligibility. Van Finance Limited is a credit broker, not a lender.

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Get Your FREE, No-Obligation Quote

Complete the Form. Receive Fast Approval. Get Funded

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Step 1 of 5: Your details
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We use Companies House to do the heavy lifting.

Apply in 60 seconds. It won’t affect your credit score.

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A better chance of a yes We match your business to the lenders most likely to help
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Soft credit check No impact on your credit score
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Quick decisions A fast, no-obligation answer
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Any van, any brand We finance what your business needs

How no-deposit works

With no deposit, the lender finances the whole van, so the monthly payments are higher and the lender needs more confidence in the company and director. A strong file makes it straightforward; a thin or adverse file may need a deposit instead.

When you’re more likely to qualify

  • An established company with a clean history.
  • A director with good personal credit.
  • A van with strong residual value.
  • Affordability that clearly covers the higher payment.

We’ll Help You Every Step of the Way

Follow the simple 3 step process to finance your business today.

Once you have completed the first step, we will arrange a call to answer any more detailed questions you may have and move quickly through steps two and three to get your financial requirements successfully approved.

Get My FREE Quote
  1. 01

    Complete the Form

    Complete the simple form below and apply online for the amount you need to grow your business

  2. 02

    Receive Fast Approval

    We will process your application and aim to get you approved for your desired amount in 24 – 48 hours

  3. 03

    Get Funded

    Congratulations! Now you’ve been approved, you can acquire the assets you require to grow.

Get a straight answer for your company

Tell us what you need to finance and we’ll tell you what’s possible across a panel of trusted UK lenders and used van providers.

Get FREE Quote
FCA-regulated credit broking Credit broker, not a lender Whole-of-panel lenders Limited-company specialists

Frequently asked questions

Can a new company get no-deposit finance?
It’s harder day-one — a deposit usually helps a new company. We’ll tell you honestly what’s realistic for your situation. Subject to status.
Does no deposit cost more overall?
Usually a little — you’re financing the full amount, so total interest is higher than with a deposit. The trade-off is keeping cash in the business.
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