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Older Van Finance

Finance an older van, even past the usual age caps.

Plenty of lenders cap vehicle age — but not all of them. We help limited companies finance older vans by matching you to the lenders on our panel who are comfortable with age, condition and history.

  • check Free, no-obligation quote — apply in seconds
  • check A soft check that won’t affect your credit score
  • check Find your own van, or we’ll source it for you
  • check Limited-company specialists — used or new
  • check A credit broker, not a lender, with a panel of trusted UK lenders

Subject to status and eligibility. Van Finance Limited is a credit broker, not a lender.

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Complete the Form. Receive Fast Approval. Get Funded

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We use Companies House to do the heavy lifting.

Apply in 60 seconds. It won’t affect your credit score.
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A better chance of a yes We match your business to the lenders most likely to help
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Soft credit check No impact on your credit score
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Quick decisions A fast, no-obligation answer
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Any van, any brand We finance what your business needs

Why age matters to lenders

Lenders limit how old a van can be at the start — and often at the end — of an agreement, because older vehicles depreciate and can be harder to resell if they need to recover them. A typical rule is that the van must be under a certain age when the finance ends, which shortens the term available on an older van.

What’s usually possible

  • Shorter terms (e.g. 24–48 months) rather than the full 60.
  • A slightly larger deposit to reduce the lender’s exposure.
  • Hire purchase more often than leasing on older stock.
  • Full service history and an MOT make a real difference.

How to improve your odds

Choose a van with documented history and sensible mileage, be ready to put down a deposit, and give us accurate company details so we can match you to the right lender first time. A director’s guarantee can also help.

We’ll Help You Every Step of the Way

Follow the simple 3 step process to finance your business today.

Once you have completed the first step, we will arrange a call to answer any more detailed questions you may have and move quickly through steps two and three to get your financial requirements successfully approved.

Get My FREE Quote
  1. 01

    Complete the Form

    Complete the simple form below and apply online for the amount you need to grow your business

  2. 02

    Receive Fast Approval

    We will process your application and aim to get you approved for your desired amount in 24 – 48 hours

  3. 03

    Get Funded

    Congratulations! Now you’ve been approved, you can acquire the assets you require to grow.

Get a straight answer for your company

Tell us what you need to finance and we’ll tell you what’s possible across a panel of trusted UK lenders and used van providers.

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FCA-regulated credit broking Credit broker, not a lender Whole-of-panel lenders Limited-company specialists

Frequently asked questions

What’s the oldest van I can finance?
It varies by lender, but many work to a maximum age at the end of the agreement (commonly around 10–12 years). We’ll find the lenders comfortable with your specific van.
Will an older van mean a shorter term?
Usually yes — the term is often limited so the van isn’t too old when it’s paid off. That can mean slightly higher monthlies.

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