Older Van Finance

Finance an older van, even past the usual age caps.

Plenty of lenders cap vehicle age, but not all of them.

We help limited companies finance older vans by matching you to the lenders on our panel who are comfortable with age, condition and history.

check Free, no-obligation quote. Apply in seconds
check A soft check that won’t affect your credit score
check Find your own van, or we’ll source it for you
check Limited-company specialists. Used or new
check A credit broker, not a lender, with a panel of trusted UK lenders

Subject to status and eligibility. Van Finance Limited is a credit broker, not a lender.

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Complete the Form. Receive Fast Approval. Get Financed

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We use Companies House to do the heavy lifting.

Apply in 60 seconds. It won’t affect your credit score.

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A better chance of a yes We match your business to the lenders most likely to help

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Soft credit check No impact on your credit score

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Quick decisions A fast, no-obligation answer

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Any van. Any brand. Finance. We finance what your business needs

Older Van Finance for UK limited companies

Why age matters to lenders

Lenders limit how old a van can be at the start, and often at the end, of an agreement, because older vehicles depreciate and can be harder to resell if they need to recover them. A typical rule is that the van must be under a certain age when the finance ends, which shortens the term available on an older van.

What’s usually possible

Shorter terms (e.g. 24–48 months) rather than the full 60.
A slightly larger deposit to reduce the lender’s exposure.
Hire purchase more often than leasing on older stock.
Full service history and an MOT make a real difference.

How to improve your odds

Choose a van with documented history and sensible mileage, be ready to put down a deposit, and give us accurate company details so we can match you to the right lender first time. A director’s guarantee can also help.

We’ll Help You Every Step of the Way

Start the simple 3 step process to finance your van today.

Once you have completed the first step, we will arrange a call to answer any questions you may have and move quickly through steps two and three to get your vehicle successfully approved.

Get My FREE Quote

01

Complete the Form

Complete the simple form below and apply online for the amount you need to grow your business
02

Receive Fast Approval

We will process your application and aim to get you approved for your desired amount in 24 – 48 hours
03

Get Financed

Congratulations! Now you’ve been approved for financing, you can acquire the vans you need to grow.

FCA-regulated credit broking Credit broker, not a lender Whole-of-panel lenders Limited-company specialists

FAQs

Straight answers to the questions we hear most, on eligibility, credit checks and how the process works.

What’s the oldest van I can finance?

It varies by lender, but many work to a maximum age at the end of the agreement (commonly around 10–12 years). We’ll find the lenders comfortable with your specific van.

Will an older van mean a shorter term?

Usually yes, the term is often limited so the van isn’t too old when it’s paid off. That can mean slightly higher monthlies.

Still have questions?

Get in touch and a real person will come back to you.

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Helpful guides

Plain-English guides on van finance, VAT and tax, written for UK limited companies.

Ready when you are

Take the next step with a quick quote, a real comparison, or a calculator built for limited companies.

See what your company can finance

Tell us what you’re looking to finance and we’ll tell you what’s realistically possible across a panel of trusted UK lenders. One short enquiry, a soft check that won’t affect your credit score, no obligation. Subject to status.

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